8 energy upgrades · 50 states · 400 deep-link rebate pages
How much can you actually save on energy upgrades in 2026?
The active 2026 incentive stack is IRA HEEHRA point-of-sale rebates (up to $14,000 for income-qualified households), state income-tax credits, and utility rebates. The federal 25C and 25D credits expired Dec 31, 2025; the 30C EV-charger credit ended June 30, 2026. Pick a project and a state below to see the remaining stack.
Biggest rebate stacks today
Combined state income-tax credit + IRA HEEHRA point-of-sale rebate (where currently redeemable) for a typical heat-pump at the national median cost. Federal 25C/25D/30C credits are expired and excluded. HEEHRA eligibility is income-gated — your actual stack may be lower.
HEEHRA live status — May 2026
20 states currently accept HEEHRA point-of-sale rebate applications: Arizona, California, Colorado, Connecticut, Georgia, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, Washington, Wisconsin. 9 more are in pilot rollout. The rest have DOE plan approval but no consumer redemption yet. Federal 25C/25D/30C credits are expired, so state, utility, and HEEHRA programs are the remaining incentive layers.
Browse by eligible upgrade
Each row jumps into a 4-state sample. Every leaf cross-links to all 49 sibling states and the renovation-financing calculator for the net-cost math.
Solar PV System
Add rooftop solar (and battery, optional).
Heat Pump (Whole-Home)
Replace gas/oil furnace + AC with a heat pump.
Heat Pump Water Heater
Replace gas/electric tank with a heat-pump water heater.
ENERGY STAR Windows
Replace single-pane / failed windows with ENERGY STAR rated.
Insulation & Air Sealing
Add attic/wall insulation + air-sealing weatherization.
Induction Stove / Cooktop
Replace gas stove with induction (LMI households only for HEEHRA).
Home EV Charger
Install a Level 2 EV charger at home (eligible census tracts only).
Electrical Panel Upgrade
Upgrade 100A → 200A panel to support electrification.
What changed for federal energy incentives in 2026
1. 25C Energy Efficient Home Improvement Credit — expired. It previously covered heat pumps, windows, insulation, electrical panels, and home energy audits, capped at $3,200/year. Under the OBBBA it ended for property placed in service after Dec 31, 2025. See the IRS 25C guidance.
2. 25D Residential Clean Energy Credit — expired. It previously covered 30% of solar PV, battery storage, geothermal, and similar clean-energy property with no cap. It ended for property placed in service after Dec 31, 2025. See the IRS 25D guidance.
3. 30C EV-charger credit — expired June 30, 2026. It previously covered qualifying refueling property, subject to location and cap rules. New installs after that date should rely on utility and state rebates. See the IRS 30C guidance.
Still active: IRA HEEHRA point-of-sale rebates — up to $14,000 for income-qualified households in states with active programs. State income-tax credits and utility rebates can stack separately.
Pair this cluster with the /renovation-financing-calculator to model your NET out-of-pocket after rebates, and the /quote-fairness-calculator to make sure the contractor isn't padding their quote to absorb your rebate.