HavenCostGuide

50 states · 11 project types · 550 deep-link checklist pages

Contractor licensing & permit rules by state

The single biggest predictor of a contractor disaster is hiring someone who wasn't legally allowed to do the work. This cluster gives you the licensing authority + lookup URL + permit checklist for any project × state in the country, plus the deal-breakers (no statewide GC license, no bond, no workers comp).

50 states — at a glance

Each state links into its 11 project-specific licensing pages. Statewide licensing (green) gives consumers a single authority to verify against; municipal-only states (amber) mean you have to check city/county too.

Alabama

Statewide: Alabama Home Builders Licensure Board

License threshold: $10,000+

Alaska

Statewide: Alaska Division of Corporations

Arizona

Statewide: Arizona Registrar of Contractors

License threshold: $1,000+

Arkansas

Statewide: Arkansas Contractors Licensing Board

License threshold: $2,000+

California

Statewide: California Contractors State License Board

License threshold: $500+

Colorado

Municipal / trade-specific only

Connecticut

Statewide: Connecticut Dept. of Consumer Protection

License threshold: $200+

Delaware

Statewide: Delaware Division of Revenue

Florida

Statewide: Florida Construction Industry Licensing Board

Georgia

Statewide: Georgia State Licensing Board for Residential & General Contractors

License threshold: $2,500+

Hawaii

Statewide: Hawaii Contractors License Board

License threshold: $1,500+

Idaho

Statewide: Idaho Division of Occupational & Professional Licenses

License threshold: $2,000+

Illinois

Municipal / trade-specific only

Indiana

Municipal / trade-specific only

Iowa

Statewide: Iowa Division of Labor

License threshold: $2,000+

Kansas

Municipal / trade-specific only

Kentucky

Municipal / trade-specific only

Louisiana

Statewide: Louisiana State Licensing Board for Contractors

License threshold: $75,000+

Maine

Municipal / trade-specific only

Maryland

Statewide: Maryland Home Improvement Commission

Massachusetts

Statewide: Massachusetts Office of Consumer Affairs

License threshold: $1,000+

Michigan

Statewide: Michigan Dept. of Licensing & Regulatory Affairs

License threshold: $600+

Minnesota

Statewide: Minnesota Dept. of Labor & Industry

License threshold: $15,000+

Mississippi

Statewide: Mississippi State Board of Contractors

License threshold: $50,000+

Missouri

Municipal / trade-specific only

Montana

Statewide: Montana Dept. of Labor & Industry

Nebraska

Statewide: Nebraska Contractor Registration Act

License threshold: $5,000+

Nevada

Statewide: Nevada State Contractors Board

License threshold: $1,000+

New Hampshire

Municipal / trade-specific only

New Jersey

Statewide: New Jersey Division of Consumer Affairs

License threshold: $500+

New Mexico

Statewide: New Mexico Regulation & Licensing Dept.

New York

Municipal / trade-specific only

North Carolina

Statewide: North Carolina Licensing Board for General Contractors

License threshold: $40,000+

North Dakota

Statewide: North Dakota Secretary of State

License threshold: $4,000+

Ohio

Municipal / trade-specific only

Oklahoma

Municipal / trade-specific only

Oregon

Statewide: Oregon Construction Contractors Board

Pennsylvania

Statewide: Pennsylvania Attorney General

License threshold: $5,000+

Rhode Island

Statewide: Rhode Island Contractors' Registration & Licensing Board

South Carolina

Statewide: South Carolina Residential Builders Commission

License threshold: $5,000+

South Dakota

Municipal / trade-specific only

Tennessee

Statewide: Tennessee Board for Licensing Contractors

License threshold: $25,000+

Texas

Municipal / trade-specific only

Utah

Statewide: Utah Division of Professional Licensing

License threshold: $3,000+

Vermont

Statewide: Vermont Office of Professional Regulation

License threshold: $10,000+

Virginia

Statewide: Virginia Dept. of Professional & Occupational Regulation

License threshold: $1,000+

Washington

Statewide: Washington State Dept. of Labor & Industries

West Virginia

Statewide: West Virginia Division of Labor

License threshold: $2,500+

Wisconsin

Statewide: Wisconsin Dept. of Safety & Professional Services

Wyoming

Municipal / trade-specific only

What "licensed" actually means (and where it doesn't)

Statewide licensing states (CA, FL, NC, NV, OR, etc.) run a single board that screens contractors for competency, requires bonds and insurance, and lets consumers verify licenses online in one click. They also typically run a Recovery Fund that compensates consumers when a licensed contractor goes under.

Municipal-only states (NY, IL, PA, TX, OH, MO, etc.) have no statewide GC license — meaning a "Texas contractor" is just a person with a business name. Some trades (electrical, plumbing) are licensed at the state level; everything else is up to the city. NYC, Chicago, Indianapolis, Kansas City, and St. Louis all require their own GC license + bond.

Permits are separate from licensing. A licensed contractor still needs to pull a permit for any plan-reviewed work. The biggest red flag when hiring is a contractor who proposes to do the job "without a permit" to save you money — that almost always becomes the homeowner's problem at resale (failed inspection, forced retro-permitting, lien).

If a contractor has already given you trouble, run the /contractor-dispute-calculator for a state-aware lawsuit/small-claims verdict.

Or jump straight to your project