🔋 Free 2026 bundle estimator
Whole-home comfort upgrade — stack HEEHRA, state, and utility incentives in one wizard.
HVAC + furnace + insulation in a single bundle. Federal 25C expired Dec 31, 2025, so the estimate applies only active HEEHRA, state-credit, and utility-style incentives.
Which state?
State credits and HEEHRA status vary by state; the expired federal 25C credit contributes $0.
Common questions
Why bundle HVAC + furnace + insulation together?
Bundling cuts duplicate labor: one crew mobilization, one permit run, one thermostat/control setup, and one post-install inspection. In 2026 the incentive reason is HEEHRA and state/utility funding windows — not the federal 25C credit, which expired for property placed in service after Dec 31, 2025.
Does HEEHRA still apply now that the 25C credit expired?
Yes — HEEHRA is a separate point-of-sale rebate for income-qualified households and remains the main federal incentive channel. Example: a $14,500 heat pump with an $8,000 HEEHRA rebate nets to $6,500 before any state or utility rebate. There is no additional federal 25C subtraction for a 2026 install.
Should I get an energy audit first?
If your house is older than 1995, yes — a Manual J + blower-door test ($300-$600) often shifts HVAC sizing down by 25-40%, saving more than the audit cost. Many utilities offer free or discounted audits; the former $150 federal 25C audit credit expired Dec 31, 2025.
What's the highest-ROI single project to start with?
Attic insulation, basically every time. Typical 3-5 year payback before incentives, sometimes faster after utility rebates. It also right-sizes your future HVAC system — most existing HVAC equipment is 25-40% oversized because the home was previously under-insulated. Do insulation first, THEN replace HVAC, and you'll buy a smaller (cheaper, more comfortable) system.
Do these incentives apply if I'm a renter?
Some do. HEEHRA point-of-sale rebates can apply to renters in some states if the landlord agrees and signs the paperwork. Utility rebates often apply to renters because they're tied to the metered account, not the property deed. Federal 25C no longer applies to new 2026 projects.