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Should I finish my basement?

Lite version — pick scope + home value + years until sale for a quick verdict. State-adjusted math on the main site.

Finishable sqft: 800

Intended use

Home value: $420,000

Years until sale: 7

Verdict

BORDERLINE

Borderline — depends on use

Recoup sits in the middle. The math says yes only if you'll genuinely use the space — don't finish purely for resale.

Project cost (mid): $44,000
Resale lift: $10,780
Personal-use value (7 yrs): $22,400
Combined recoup: 75%

Open the full calculator on HavenCostGuide